I'm just starting with the classics myself, but you amigo, seem to have a good handle on the basics.
I also don't have ALL the necessary accoutrements, and tend to use whatever I lay my hands on.
From what I know, that's a pretty nice looking head. The whole fly sits nicely on the spine of the hook, the tapered palmering looks appropriate, the ribbing is nicely spaced, and the body looks well proportioned. I'd be proud of that fly.
I may be wrong, but it sure looks like money to me.
Keep up the good work.